/* ================================================================
   INTERVAL SETTLEMENT SOLUTIONS 3.0
   Font:    Montserrat (all weights)
   Palette: #FFFFFF · #3588CC · #045184 · #002E5D
   Hover:   #1785CC
   ================================================================ */

/* ── DESIGN TOKENS ─────────────────────────────────────── */
:root {
  /* Core palette */
  --white:        #FFFFFF;
  --blue-bright:  #3588CC;   /* primary interactive blue */
  --blue-mid:     #045184;   /* mid navy-blue */
  --navy:         #002E5D;   /* deepest navy */
  --blue-hover:   #1785CC;   /* hover state */
  --blue-light:   #EBF4FB;   /* very light blue tint */
  --blue-pale:    #F0F7FF;   /* ultra-light bg */
  --blue-border:  #C2DCEF;   /* border tone */

  /* Neutrals */
  --gray-50:   #F8FAFB;
  --gray-100:  #F1F4F7;
  --gray-200:  #E2E8EE;
  --gray-300:  #CBD5DE;
  --gray-500:  #6B7A8D;
  --gray-700:  #374151;
  --gray-900:  #111827;

  /* Semantic */
  --text-dark:  var(--navy);
  --text-body:  #384556;
  --text-muted: #607080;
  --border:     var(--gray-200);

  /* Status */
  --green:   #0D7B3E;
  --red:     #C8162B;

  /* Effects */
  --shadow-xs: 0 1px 4px rgba(0,46,93,0.06);
  --shadow-sm: 0 2px 10px rgba(0,46,93,0.09);
  --shadow:    0 6px 24px rgba(0,46,93,0.11);
  --shadow-lg: 0 16px 56px rgba(0,46,93,0.14);
  --shadow-blue: 0 8px 28px rgba(53,136,204,0.28);

  /* Layout */
  --radius:    8px;
  --radius-md: 14px;
  --radius-lg: 20px;
  --max-w:     1240px;
  --trans:     0.2s cubic-bezier(0.4,0,0.2,1);
}

/* ── RESET ─────────────────────────────────────────────── */
*,*::before,*::after { box-sizing: border-box; margin: 0; padding: 0 }
html { scroll-behavior: smooth; font-size: 16px; -webkit-text-size-adjust: 100% }
body {
  font-family: 'Montserrat', system-ui, sans-serif;
  font-weight: 400;
  color: var(--text-body);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
  line-height: 1.65;
}
img  { max-width: 100%; height: auto; display: block }
a    { color: var(--blue-bright); text-decoration: none; transition: color var(--trans) }
a:hover { color: var(--blue-hover) }
ul   { list-style: none }
button, input, select, textarea { font-family: 'Montserrat', sans-serif }

/* ── TYPOGRAPHY ────────────────────────────────────────── */
h1,h2,h3,h4,h5,h6 {
  font-family: 'Montserrat', sans-serif;
  font-weight: 800;
  color: var(--navy);
  line-height: 1.15;
  letter-spacing: -0.02em;
}
h1 { font-size: clamp(2.1rem, 4.4vw, 3.6rem); letter-spacing: -0.03em }
h2 { font-size: clamp(1.65rem, 2.8vw, 2.6rem) }
h3 { font-size: clamp(1.15rem, 1.8vw, 1.5rem); font-weight: 700 }
h4 { font-size: 1.05rem; font-weight: 700 }
p  { line-height: 1.75; font-weight: 400 }
strong { font-weight: 700 }

/* ── LAYOUT ────────────────────────────────────────────── */
.wrap    { max-width: var(--max-w); margin: 0 auto; padding: 0 28px }
.wrap-sm { max-width: 860px; margin: 0 auto; padding: 0 28px }
.pad     { padding: 96px 0 }
.pad-sm  { padding: 64px 0 }
.pad-xs  { padding: 40px 0 }

/* ── BUTTONS ───────────────────────────────────────────── */
.btn {
  display: inline-flex; align-items: center; gap: 8px; justify-content: center;
  padding: 13px 30px; border-radius: var(--radius);
  font-family: 'Montserrat', sans-serif; font-size: 13.5px; font-weight: 700;
  letter-spacing: 0.04em; text-transform: uppercase;
  border: 2px solid transparent; cursor: pointer;
  transition: all var(--trans); white-space: nowrap; line-height: 1;
}
.btn-sm  { padding: 9px 20px; font-size: 12px }
.btn-lg  { padding: 16px 40px; font-size: 14.5px }
.btn-xl  { padding: 18px 48px; font-size: 15px }
.btn-block { width: 100% }

.btn-primary {
  background: var(--blue-bright); color: var(--white);
  border-color: var(--blue-bright);
}
.btn-primary:hover {
  background: var(--blue-hover); border-color: var(--blue-hover); color: var(--white);
  transform: translateY(-2px); box-shadow: var(--shadow-blue);
}
.btn-navy {
  background: var(--navy); color: var(--white); border-color: var(--navy);
}
.btn-navy:hover {
  background: var(--blue-mid); border-color: var(--blue-mid); color: var(--white);
  transform: translateY(-2px); box-shadow: var(--shadow);
}
.btn-outline {
  background: transparent; color: var(--blue-bright); border-color: var(--blue-bright);
}
.btn-outline:hover {
  background: var(--blue-bright); color: var(--white);
}
.btn-outline-white {
  background: transparent; color: var(--white);
  border-color: rgba(255,255,255,0.55);
}
.btn-outline-white:hover {
  background: rgba(255,255,255,0.12); color: var(--white);
  border-color: rgba(255,255,255,0.85);
}
.btn-outline-navy {
  background: transparent; color: var(--navy); border-color: var(--navy);
}
.btn-outline-navy:hover { background: var(--navy); color: var(--white) }

.btn[disabled] { opacity: 0.6; cursor: not-allowed; transform: none !important }

/* ── EYEBROW LABEL ─────────────────────────────────────── */
.eyebrow {
  display: inline-flex; align-items: center; gap: 9px;
  font-size: 11px; font-weight: 700; letter-spacing: 0.18em; text-transform: uppercase;
  color: var(--blue-bright); margin-bottom: 12px;
}
.eyebrow::before,.eyebrow::after {
  content: ''; display: block; width: 22px; height: 2px;
  background: var(--blue-bright); flex-shrink: 0;
}
.eyebrow-navy { color: var(--navy) }
.eyebrow-navy::before, .eyebrow-navy::after { background: var(--navy) }
.eyebrow-white { color: rgba(255,255,255,0.75) }
.eyebrow-white::before, .eyebrow-white::after { background: rgba(255,255,255,0.45) }

/* ── SECTION HEADER ────────────────────────────────────── */
.sec-head { text-align: center; max-width: 700px; margin: 0 auto 64px }
.sec-head p { font-size: 16.5px; color: var(--text-muted); margin-top: 12px }
.sec-head--left { text-align: left; margin: 0 0 36px }
.sec-head--white h2, .sec-head--white h3 { color: var(--white) }
.sec-head--white p { color: rgba(255,255,255,0.65) }

/* ── DIVIDER LINE ──────────────────────────────────────── */
.rule { width: 48px; height: 3px; background: var(--blue-bright); border-radius: 2px; margin: 16px 0 }
.rule-center { margin: 16px auto }

/* ── TOPBAR ────────────────────────────────────────────── */
.iss-topbar {
  background: var(--navy);
  padding: 8px 0; border-bottom: 1px solid rgba(53,136,204,0.2);
}
.topbar-inner {
  display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 8px;
}
.topbar-group { display: flex; align-items: center; gap: 20px; flex-wrap: wrap }
.tb-link {
  display: flex; align-items: center; gap: 7px;
  color: rgba(255,255,255,0.65); font-size: 12px; font-weight: 500;
  transition: color var(--trans);
}
.tb-link:hover { color: var(--white) }
.tb-link i { color: var(--blue-bright); font-size: 11px }
.tb-pill {
  background: var(--blue-bright); color: var(--white);
  font-size: 10px; font-weight: 800; letter-spacing: 0.1em; text-transform: uppercase;
  padding: 3px 12px; border-radius: 30px;
}

/* ── HEADER ────────────────────────────────────────────── */
.iss-header {
  background: var(--white);
  border-bottom: 1px solid var(--gray-200);
  position: sticky; top: 0; z-index: 999;
  transition: box-shadow var(--trans);
}
.iss-header.scrolled { box-shadow: var(--shadow) }
.hdr-inner {
  display: flex; align-items: center; gap: 16px;
  height: 76px;
}

/* Logo */
.hdr-logo a {
  display: flex; align-items: center; gap: 11px; text-decoration: none;
}
.hdr-logo .seal {
  width: 50px; height: 50px; border-radius: 50%; object-fit: cover; flex-shrink: 0;
  border: 2px solid var(--blue-border);
}
.logo-text { display: flex; flex-direction: column; line-height: 1.1 }
.logo-text .name {
  font-size: 14px; font-weight: 800; color: var(--navy); letter-spacing: -0.01em;
}
.logo-text .tag {
  font-size: 9.5px; font-weight: 600; color: var(--blue-bright);
  letter-spacing: 0.12em; text-transform: uppercase; margin-top: 2px;
}

/* Desktop Nav */
.hdr-nav { flex: 1; display: flex; justify-content: center }
.iss-nav-list { display: flex; align-items: center; gap: 0 }
.iss-nav-list > li { position: relative }
.iss-nav-list > li > a {
  display: flex; align-items: center; gap: 5px;
  padding: 8px 15px; border-radius: var(--radius);
  font-size: 13px; font-weight: 600; color: var(--gray-700);
  transition: all var(--trans);
}
.iss-nav-list > li > a:hover,
.iss-nav-list > li.current-menu-item > a,
.iss-nav-list > li.current-menu-ancestor > a {
  background: var(--blue-light); color: var(--blue-mid);
}
.iss-arrow { font-size: 10px; transition: transform var(--trans); display: flex; align-items: center }
.iss-nav-list > li:hover .iss-arrow { transform: rotate(180deg) }

/* Dropdown */
.iss-sub {
  position: absolute; top: calc(100% + 8px); left: 0; min-width: 210px;
  background: var(--white); border: 1px solid var(--gray-200);
  border-radius: var(--radius-md); box-shadow: var(--shadow-lg);
  padding: 8px;
  opacity: 0; visibility: hidden; transform: translateY(-8px);
  transition: all var(--trans); z-index: 200;
}
.iss-nav-list > li:hover .iss-sub { opacity: 1; visibility: visible; transform: translateY(0) }
.iss-sub li a {
  display: flex; align-items: center; gap: 9px;
  padding: 9px 13px; border-radius: 6px;
  font-size: 13px; font-weight: 500; color: var(--gray-700);
  transition: all var(--trans);
}
.iss-sub li a::before {
  content: ''; width: 6px; height: 6px; border-radius: 50%;
  background: var(--blue-border); flex-shrink: 0; transition: background var(--trans);
}
.iss-sub li a:hover { background: var(--blue-light); color: var(--blue-mid) }
.iss-sub li a:hover::before { background: var(--blue-bright) }

/* Header right */
.hdr-actions { display: flex; align-items: center; gap: 12px; flex-shrink: 0 }
.hdr-phone {
  display: flex; align-items: center; gap: 7px;
  font-size: 13.5px; font-weight: 700; color: var(--navy);
  transition: color var(--trans);
}
.hdr-phone i { color: var(--blue-bright); font-size: 13px }
.hdr-phone:hover { color: var(--blue-hover) }

/* Hamburger */
.hamburger {
  display: none; flex-direction: column; gap: 5px;
  background: none; border: none; padding: 6px; cursor: pointer;
}
.hamburger span {
  display: block; width: 24px; height: 2.5px;
  background: var(--navy); border-radius: 2px; transition: all var(--trans);
}
.hamburger.open span:nth-child(1) { transform: translateY(7.5px) rotate(45deg) }
.hamburger.open span:nth-child(2) { opacity: 0; transform: scaleX(0) }
.hamburger.open span:nth-child(3) { transform: translateY(-7.5px) rotate(-45deg) }

/* Mobile overlay + drawer */
.mob-overlay {
  position: fixed; inset: 0; background: rgba(0,46,93,0.5);
  z-index: 1001; opacity: 0; visibility: hidden; transition: all var(--trans);
}
.mob-overlay.show { opacity: 1; visibility: visible }
.mob-drawer {
  position: fixed; top: 0; right: -110%; width: min(340px, 92vw); height: 100%;
  background: var(--white); z-index: 1002; overflow-y: auto;
  transition: right 0.3s cubic-bezier(0.4,0,0.2,1);
  box-shadow: -8px 0 48px rgba(0,0,0,0.2);
}
.mob-drawer.show { right: 0 }
.mob-drawer-head {
  display: flex; align-items: center; justify-content: space-between;
  padding: 18px 22px; background: var(--navy);
  border-bottom: 2px solid rgba(53,136,204,0.3);
}
.mob-logo-row { display: flex; align-items: center; gap: 10px }
.mob-logo-row img { width: 38px; height: 38px; border-radius: 50%; object-fit: cover }
.mob-logo-row span { font-size: 13px; font-weight: 700; color: var(--white) }
.mob-close {
  width: 34px; height: 34px; border-radius: 50%; border: none;
  background: rgba(255,255,255,0.1); color: var(--white); font-size: 15px;
  cursor: pointer; display: flex; align-items: center; justify-content: center;
  transition: background var(--trans);
}
.mob-close:hover { background: rgba(255,255,255,0.22) }
.mob-nav-list { padding: 8px 0 }
.mob-nav-list a {
  display: block; padding: 13px 22px;
  font-size: 14.5px; font-weight: 600; color: var(--gray-700);
  border-bottom: 1px solid var(--gray-100); transition: all var(--trans);
}
.mob-nav-list a:hover { background: var(--blue-light); color: var(--blue-mid) }
.mob-nav-list .sub-menu a {
  padding-left: 38px; font-size: 13.5px; font-weight: 500;
  background: var(--gray-50); color: var(--text-muted);
}
.mob-nav-list .sub-menu a:hover { background: var(--blue-light); color: var(--blue-mid) }
.mob-drawer-foot { padding: 20px 22px; background: var(--gray-50); border-top: 1px solid var(--gray-200) }

/* ── HERO ─────────────────────────────────────────────── */
.hero {
  background: var(--navy);
  position: relative; overflow: hidden;
  padding: 100px 0 80px; min-height: 90vh;
  display: flex; align-items: center;
}
/* Geometric background pattern */
.hero-pattern {
  position: absolute; inset: 0; pointer-events: none; overflow: hidden;
}
.hero-pattern::before {
  content: '';
  position: absolute; right: -80px; top: -80px;
  width: 640px; height: 640px; border-radius: 50%;
  background: radial-gradient(circle, rgba(53,136,204,0.14) 0%, transparent 68%);
}
.hero-pattern::after {
  content: '';
  position: absolute; left: 40%; bottom: -120px;
  width: 380px; height: 380px; border-radius: 50%;
  background: radial-gradient(circle, rgba(4,81,132,0.18) 0%, transparent 70%);
}
/* Diagonal stripe accent */
.hero-stripe {
  position: absolute; right: 30%; top: 0; width: 1px; height: 100%;
  background: linear-gradient(to bottom, transparent, rgba(53,136,204,0.2), transparent);
}

.hero-wrap { position: relative; z-index: 2; width: 100% }
.hero-grid {
  display: grid; grid-template-columns: 1fr 430px; gap: 72px; align-items: center;
}

/* Hero left */
.hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  border: 1px solid rgba(53,136,204,0.4);
  background: rgba(53,136,204,0.1);
  color: #7EC0EE; border-radius: 4px;
  padding: 6px 14px; font-size: 11px; font-weight: 700;
  letter-spacing: 0.12em; text-transform: uppercase; margin-bottom: 24px;
}
.hero-badge i { color: var(--blue-bright); font-size: 10px }
.hero-h1 {
  font-size: clamp(2.3rem, 4.8vw, 4rem); font-weight: 900; color: var(--white);
  line-height: 1.06; letter-spacing: -0.03em; margin-bottom: 22px;
}
.hero-h1 em {
  font-style: normal; color: var(--blue-bright);
  position: relative; display: inline-block;
}
.hero-h1 em::after {
  content: ''; position: absolute; bottom: -3px; left: 0; right: 0;
  height: 3px; background: var(--blue-bright); border-radius: 2px;
}
.hero-sub {
  font-size: 17px; color: rgba(255,255,255,0.7); line-height: 1.75;
  max-width: 540px; margin-bottom: 38px; font-weight: 400;
}
.hero-sub strong { color: var(--white); font-weight: 700 }
.hero-cta { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 52px }
.hero-stats {
  display: grid; grid-template-columns: repeat(3,1fr);
  border-top: 1px solid rgba(255,255,255,0.1); padding-top: 32px;
}
.hero-stat-item { padding-right: 20px }
.hero-stat-num {
  font-size: 2rem; font-weight: 900; color: var(--blue-bright);
  font-family: 'Montserrat', sans-serif; letter-spacing: -0.03em; line-height: 1;
}
.hero-stat-lbl {
  font-size: 11px; font-weight: 600; color: rgba(255,255,255,0.45);
  text-transform: uppercase; letter-spacing: 0.1em; margin-top: 4px;
}

/* Hero right — card */
.hero-card {
  background: var(--white); border-radius: var(--radius-lg);
  overflow: hidden; box-shadow: var(--shadow-lg);
}
.hero-card-img {
  width: 100%; height: 220px; object-fit: cover; display: block;
  border-bottom: 3px solid var(--blue-bright);
}
.hero-card-body { padding: 24px }
.hero-card-stars { display: flex; gap: 3px; margin-bottom: 10px }
.hero-card-stars i { color: #F59E0B; font-size: 13px }
.hero-card-quote {
  font-size: 14.5px; color: var(--text-body); line-height: 1.7;
  font-style: italic; margin-bottom: 16px;
}
.hero-card-attr {
  display: flex; align-items: center; gap: 10px;
  padding-top: 14px; border-top: 1px solid var(--gray-200);
}
.hero-card-avi {
  width: 36px; height: 36px; border-radius: 50%; flex-shrink: 0;
  background: var(--navy); color: var(--blue-bright);
  font-size: 13px; font-weight: 800; display: flex; align-items: center; justify-content: center;
}
.hero-card-name { font-size: 13px; font-weight: 700; color: var(--navy) }
.hero-card-loc { font-size: 11px; color: var(--text-muted); margin-top: 1px }

/* ── STATS BAND ───────────────────────────────────────── */
.stats-band { background: var(--navy); padding: 0 }
.stats-band-inner { display: grid; grid-template-columns: repeat(4,1fr) }
.sb-item {
  padding: 26px 20px; text-align: center;
  border-right: 1px solid rgba(255,255,255,0.08);
}
.sb-item:last-child { border-right: none }
.sb-num {
  font-size: 2.1rem; font-weight: 900; color: var(--white);
  font-family: 'Montserrat', sans-serif; letter-spacing: -0.03em; line-height: 1;
}
.sb-num sup { font-size: 1.1rem; font-weight: 800; color: var(--blue-bright) }
.sb-lbl {
  font-size: 10.5px; font-weight: 600; color: rgba(255,255,255,0.45);
  text-transform: uppercase; letter-spacing: 0.1em; margin-top: 4px;
}

/* ── TRUST BAR ────────────────────────────────────────── */
.trust-bar {
  background: var(--blue-light);
  border-bottom: 1px solid var(--blue-border);
  padding: 16px 0;
}
.trust-bar-inner {
  display: flex; align-items: center; justify-content: center;
  gap: 32px; flex-wrap: wrap;
}
.trust-item {
  display: flex; align-items: center; gap: 8px;
  font-size: 12.5px; font-weight: 600; color: var(--blue-mid);
}
.trust-item i { color: var(--blue-bright); font-size: 14px }

/* ── PAIN POINTS ──────────────────────────────────────── */
.pain-section { background: var(--white) }
.pain-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 24px }
.pain-card {
  background: var(--white); border: 1px solid var(--gray-200);
  border-radius: var(--radius-md); padding: 36px 28px;
  transition: all var(--trans); position: relative; overflow: hidden;
}
.pain-card::after {
  content: ''; position: absolute; top: 0; left: 0; right: 0;
  height: 3px; background: var(--blue-bright);
  transform: scaleX(0); transform-origin: left; transition: transform var(--trans);
}
.pain-card:hover { box-shadow: var(--shadow-lg); transform: translateY(-4px); border-color: var(--blue-border) }
.pain-card:hover::after { transform: scaleX(1) }
.pain-icon {
  width: 52px; height: 52px; border-radius: var(--radius);
  background: var(--blue-light); border: 1px solid var(--blue-border);
  display: flex; align-items: center; justify-content: center; margin-bottom: 18px;
}
.pain-icon i { font-size: 22px; color: var(--blue-mid) }
.pain-card h3 { font-size: 16.5px; color: var(--navy); margin-bottom: 10px }
.pain-card p { font-size: 14px; color: var(--text-muted); line-height: 1.72 }

/* ── WHY ISS ──────────────────────────────────────────── */
.why-section { background: var(--gray-50) }
.why-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: center }
.why-img-wrap { position: relative }
.why-img {
  width: 100%; height: 520px; object-fit: cover;
  border-radius: var(--radius-lg);
}
.why-float {
  position: absolute; bottom: -20px; right: -20px;
  background: var(--navy); border-radius: var(--radius-md);
  padding: 22px 26px; text-align: center;
  box-shadow: var(--shadow-lg); border: 2px solid rgba(53,136,204,0.3);
}
.why-float-num {
  font-size: 2.2rem; font-weight: 900; color: var(--white);
  font-family: 'Montserrat', sans-serif; line-height: 1;
}
.why-float-lbl {
  font-size: 10px; font-weight: 700; text-transform: uppercase;
  letter-spacing: 0.1em; color: var(--blue-bright); margin-top: 3px;
}
.why-features { display: flex; flex-direction: column; gap: 20px; margin: 28px 0 34px }
.why-feat { display: flex; gap: 15px; align-items: flex-start }
.why-feat-icon {
  width: 44px; height: 44px; border-radius: var(--radius); flex-shrink: 0;
  background: var(--blue-light); border: 1px solid var(--blue-border);
  display: flex; align-items: center; justify-content: center;
}
.why-feat-icon i { font-size: 18px; color: var(--blue-mid) }
.why-feat h4 { font-size: 14.5px; color: var(--navy); margin-bottom: 3px; letter-spacing: -0.01em }
.why-feat p { font-size: 13.5px; color: var(--text-muted) }

/* ── PROCESS ──────────────────────────────────────────── */
.process-section { background: var(--white) }
.process-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 0 }
.proc-card {
  padding: 38px 24px; border-right: 1px solid var(--gray-200);
  transition: all var(--trans); position: relative;
}
.proc-card:last-child { border-right: none }
.proc-card:hover { background: var(--blue-pale); box-shadow: inset 0 -3px 0 var(--blue-bright) }
.proc-step-badge {
  width: 36px; height: 36px; border-radius: 50%;
  background: var(--blue-bright); color: var(--white);
  font-size: 13px; font-weight: 800; display: flex; align-items: center; justify-content: center;
  margin-bottom: 16px; font-family: 'Montserrat', sans-serif;
}
.proc-big-num {
  font-size: 4rem; font-weight: 900; color: var(--gray-200);
  font-family: 'Montserrat', sans-serif; letter-spacing: -0.05em;
  line-height: 1; margin-bottom: 12px;
  transition: color var(--trans);
}
.proc-card:hover .proc-big-num { color: rgba(53,136,204,0.15) }
.proc-icon {
  width: 50px; height: 50px; border-radius: var(--radius);
  background: var(--navy); display: flex; align-items: center; justify-content: center;
  margin-bottom: 16px;
}
.proc-icon i { font-size: 21px; color: var(--blue-bright) }
.proc-card h3 { font-size: 16px; color: var(--navy); margin-bottom: 10px }
.proc-card p { font-size: 13.5px; color: var(--text-muted); line-height: 1.7 }
.proc-tag {
  display: inline-block; margin-top: 14px;
  background: var(--blue-light); color: var(--blue-mid);
  font-size: 10px; font-weight: 700; text-transform: uppercase;
  letter-spacing: 0.1em; padding: 3px 9px; border-radius: 4px;
  border: 1px solid var(--blue-border);
}

/* ── GUARANTEE ────────────────────────────────────────── */
.guar-section { background: var(--navy) }
.guar-grid { display: grid; grid-template-columns: 1fr 460px; gap: 80px; align-items: center }
.guar-badge-wrap {
  display: flex; justify-content: center;
}
.guar-circle {
  width: 290px; height: 290px; border-radius: 50%;
  background: linear-gradient(145deg, var(--blue-mid), rgba(4,81,132,0.6));
  border: 3px solid rgba(53,136,204,0.4);
  box-shadow: 0 0 0 12px rgba(53,136,204,0.06), var(--shadow-lg);
  display: flex; flex-direction: column; align-items: center; justify-content: center;
  text-align: center; padding: 36px;
}
.guar-circle img { width: 72px; height: 72px; border-radius: 50%; object-fit: cover; margin-bottom: 14px; border: 2px solid rgba(53,136,204,0.4) }
.guar-circle-title { font-size: 1rem; font-weight: 900; color: var(--white); line-height: 1.25; margin-bottom: 4px }
.guar-circle-sub { font-size: 10.5px; color: var(--blue-bright); font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase }
.guar-quote {
  background: rgba(53,136,204,0.1); border-left: 4px solid var(--blue-bright);
  border-radius: 0 var(--radius) var(--radius) 0;
  padding: 22px 26px; margin: 22px 0;
  font-style: italic; font-size: 15px; line-height: 1.8;
  color: rgba(255,255,255,0.8);
}
.guar-quote strong { color: #7EC0EE; font-style: normal }
.guar-pts { display: flex; flex-direction: column; gap: 12px; margin-bottom: 30px }
.guar-pt { display: flex; gap: 11px; align-items: flex-start; font-size: 14px; color: rgba(255,255,255,0.72) }
.guar-pt i { color: var(--blue-bright); font-size: 13px; margin-top: 2px; flex-shrink: 0 }

/* ── TESTIMONIALS ─────────────────────────────────────── */
.test-section { background: var(--gray-50) }
.test-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 24px }
.test-card {
  background: var(--white); border-radius: var(--radius-md); padding: 32px;
  border: 1px solid var(--gray-200); position: relative;
  transition: all var(--trans);
}
.test-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); border-color: var(--blue-border) }
.test-big-q {
  font-size: 5rem; font-weight: 900; color: var(--blue-bright);
  opacity: 0.12; position: absolute; top: 10px; left: 18px; line-height: 1;
  font-family: Georgia, serif;
}
.test-stars { display: flex; gap: 3px; margin-bottom: 14px }
.test-stars i { color: #F59E0B; font-size: 13px }
.test-text { font-size: 14px; line-height: 1.75; color: var(--text-body); margin-bottom: 20px; position: relative; z-index: 1 }
.test-author {
  display: flex; align-items: center; gap: 11px;
  padding-top: 16px; border-top: 1px solid var(--gray-200);
}
.test-avi {
  width: 44px; height: 44px; border-radius: 50%; flex-shrink: 0;
  background: var(--navy); color: var(--blue-bright);
  font-size: 15px; font-weight: 800; display: flex; align-items: center; justify-content: center;
}
.test-name { font-size: 13.5px; font-weight: 700; color: var(--navy) }
.test-loc  { font-size: 11.5px; color: var(--text-muted); margin-top: 2px }
.test-verified {
  display: inline-flex; align-items: center; gap: 4px; margin-top: 3px;
  font-size: 10px; font-weight: 700; color: var(--green);
  background: rgba(13,123,62,0.08); border-radius: 4px; padding: 2px 7px;
}

/* ── CALCULATOR PAGE ──────────────────────────────────── */
.calc-layout {
  display: grid; grid-template-columns: 400px 1fr; gap: 40px; align-items: start;
}
.calc-panel {
  background: var(--white); border-radius: var(--radius-lg);
  border: 1px solid var(--gray-200); overflow: hidden;
  box-shadow: var(--shadow);
}
.calc-panel-head {
  background: var(--navy); padding: 28px;
}
.calc-panel-head h3 { color: var(--white); font-size: 1.1rem; margin-bottom: 4px }
.calc-panel-head p { color: rgba(255,255,255,0.55); font-size: 13px }
.calc-panel-body { padding: 28px }
.calc-field { margin-bottom: 20px }
.calc-field label {
  display: block; font-size: 11.5px; font-weight: 700; color: var(--navy);
  text-transform: uppercase; letter-spacing: 0.08em; margin-bottom: 7px;
}
.calc-field .sublabel { font-size: 11px; color: var(--text-muted); font-weight: 400; text-transform: none; letter-spacing: 0 }
.input-prefix { position: relative }
.input-prefix::before {
  content: attr(data-prefix); position: absolute; left: 13px; top: 50%;
  transform: translateY(-50%); font-size: 14px; color: var(--text-muted);
  font-weight: 600; pointer-events: none;
}
.input-prefix input { padding-left: 26px }
.calc-field input, .calc-field select {
  width: 100%; padding: 12px 14px;
  border: 2px solid var(--gray-200); border-radius: var(--radius);
  font-size: 15px; font-family: 'Montserrat', sans-serif; font-weight: 500;
  color: var(--navy); background: var(--gray-50); transition: border-color var(--trans);
}
.calc-field input:focus, .calc-field select:focus {
  outline: none; border-color: var(--blue-bright);
  background: var(--white); box-shadow: 0 0 0 3px rgba(53,136,204,0.12);
}
.calc-field select {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%236B7A8D' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right 14px center;
  padding-right: 36px;
}
.calc-divider { border: none; border-top: 1px solid var(--gray-200); margin: 22px 0 }
.calc-note {
  font-size: 11.5px; color: var(--text-muted); line-height: 1.6;
  background: var(--blue-pale); border-radius: 6px;
  padding: 10px 14px; margin-top: 16px;
  border-left: 3px solid var(--blue-border);
}

/* Results panel */
.results-panel {
  background: var(--white); border-radius: var(--radius-lg);
  border: 1px solid var(--gray-200); overflow: hidden;
  box-shadow: var(--shadow);
}
.results-placeholder {
  display: flex; flex-direction: column; align-items: center; justify-content: center;
  padding: 80px 40px; text-align: center;
}
.results-placeholder .icon-circle {
  width: 80px; height: 80px; border-radius: 50%;
  background: var(--blue-light); border: 2px solid var(--blue-border);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 20px;
}
.results-placeholder .icon-circle i { font-size: 32px; color: var(--blue-mid) }
.results-placeholder h3 { color: var(--navy); margin-bottom: 8px }
.results-placeholder p { font-size: 14px; color: var(--text-muted); max-width: 320px }
.results-head {
  background: linear-gradient(135deg, var(--navy), var(--blue-mid));
  padding: 24px 28px;
}
.results-head h3 { color: var(--white); margin-bottom: 2px }
.results-head p { font-size: 12.5px; color: rgba(255,255,255,0.55) }
.results-body { padding: 24px 28px }
.results-summary {
  display: grid; grid-template-columns: repeat(3,1fr); gap: 14px; margin-bottom: 24px;
}
.rs-card {
  border-radius: var(--radius); padding: 18px 14px; text-align: center;
}
.rs-card.ts { background: rgba(200,22,43,0.06); border: 1px solid rgba(200,22,43,0.15) }
.rs-card.inv { background: rgba(13,123,62,0.06); border: 1px solid rgba(13,123,62,0.18) }
.rs-card.diff { background: var(--blue-pale); border: 1px solid var(--blue-border) }
.rs-val {
  font-size: 1.55rem; font-weight: 900; line-height: 1;
  font-family: 'Montserrat', sans-serif; letter-spacing: -0.02em;
}
.rs-card.ts  .rs-val { color: var(--red) }
.rs-card.inv .rs-val { color: var(--green) }
.rs-card.diff .rs-val { color: var(--blue-mid) }
.rs-lbl { font-size: 10.5px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.09em; margin-top: 5px; color: var(--text-muted) }

/* Table */
.results-table-wrap { overflow-x: auto; border-radius: var(--radius); border: 1px solid var(--gray-200) }
.results-table { width: 100%; border-collapse: collapse; font-size: 12.5px }
.results-table thead th {
  background: var(--navy); color: var(--white);
  padding: 10px 12px; text-align: right; font-weight: 700;
  letter-spacing: 0.04em; white-space: nowrap;
}
.results-table thead th:first-child { text-align: center }
.results-table tbody tr { border-bottom: 1px solid var(--gray-100); transition: background var(--trans) }
.results-table tbody tr:last-child { border-bottom: none }
.results-table tbody tr:hover { background: var(--blue-pale) }
.results-table td {
  padding: 9px 12px; text-align: right; color: var(--text-body); font-weight: 500;
}
.results-table td:first-child { text-align: center; font-weight: 700; color: var(--navy) }
.results-table td.ts-col  { color: var(--red)   }
.results-table td.inv-col { color: var(--green)  }
.results-table td.diff-col { color: var(--blue-mid); font-weight: 700 }
.results-table tbody tr.milestone { background: var(--blue-pale) }
.results-table tbody tr.milestone td { font-weight: 700 }

.pdf-cta-box {
  margin-top: 22px; padding: 22px; border-radius: var(--radius-md);
  background: linear-gradient(135deg, var(--navy), var(--blue-mid));
  display: flex; align-items: center; justify-content: space-between; gap: 20px;
}
.pdf-cta-box .pdf-cta-text h4 { color: var(--white); font-size: 1rem; margin-bottom: 4px }
.pdf-cta-box .pdf-cta-text p { color: rgba(255,255,255,0.6); font-size: 12.5px }
.pdf-cta-btns { display: flex; gap: 10px; flex-shrink: 0 }

/* ── CONTACT PAGE ─────────────────────────────────────── */
.contact-layout { display: grid; grid-template-columns: 1fr 380px; gap: 56px; align-items: start }
.contact-form-wrap {
  background: var(--white); border-radius: var(--radius-lg);
  border: 1px solid var(--gray-200); overflow: hidden; box-shadow: var(--shadow);
}
.cf-head {
  background: linear-gradient(135deg, var(--navy), var(--blue-mid));
  padding: 32px 36px;
}
.cf-head h2 { color: var(--white); font-size: 1.5rem; margin-bottom: 6px }
.cf-head p { color: rgba(255,255,255,0.6); font-size: 14px }
.cf-body { padding: 36px }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px }
.form-field { margin-bottom: 18px }
.form-field label {
  display: block; font-size: 11.5px; font-weight: 700; color: var(--navy);
  text-transform: uppercase; letter-spacing: 0.08em; margin-bottom: 7px;
}
.form-field input, .form-field select, .form-field textarea {
  width: 100%; padding: 12px 15px;
  border: 2px solid var(--gray-200); border-radius: var(--radius);
  font-size: 14px; font-family: 'Montserrat', sans-serif;
  color: var(--navy); background: var(--gray-50); transition: all var(--trans);
}
.form-field input:focus, .form-field select:focus, .form-field textarea:focus {
  outline: none; border-color: var(--blue-bright); background: var(--white);
  box-shadow: 0 0 0 3px rgba(53,136,204,0.12);
}
.form-field textarea { min-height: 110px; resize: vertical }
.form-field select {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%236B7A8D' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right 14px center; padding-right: 36px;
}
.form-consent { font-size: 11.5px; color: var(--text-muted); line-height: 1.6; margin-bottom: 18px }
.form-consent a { color: var(--blue-mid) }
.form-success { display: none; text-align: center; padding: 48px 24px }
.form-success.show { display: block }
.form-success .success-icon {
  width: 72px; height: 72px; border-radius: 50%;
  background: rgba(13,123,62,0.1); border: 2px solid rgba(13,123,62,0.25);
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 20px;
}
.form-success .success-icon i { font-size: 30px; color: var(--green) }
.form-success h3 { color: var(--navy); margin-bottom: 10px }
.form-success p { color: var(--text-muted); font-size: 15px }
.contact-info { display: flex; flex-direction: column; gap: 16px }
.ci-box {
  background: var(--white); border-radius: var(--radius-md);
  border: 1px solid var(--gray-200); overflow: hidden;
}
.ci-box-head {
  background: var(--navy); padding: 16px 22px;
  font-size: 12px; font-weight: 700; color: rgba(255,255,255,0.7);
  text-transform: uppercase; letter-spacing: 0.12em;
}
.ci-box-body { padding: 20px 22px }
.ci-item { display: flex; gap: 13px; align-items: flex-start; margin-bottom: 16px }
.ci-item:last-child { margin-bottom: 0 }
.ci-ico {
  width: 40px; height: 40px; border-radius: var(--radius); flex-shrink: 0;
  background: var(--blue-light); border: 1px solid var(--blue-border);
  display: flex; align-items: center; justify-content: center;
}
.ci-ico i { font-size: 15px; color: var(--blue-mid) }
.ci-lbl { font-size: 10.5px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.09em; color: var(--text-muted); margin-bottom: 3px }
.ci-val { font-size: 13.5px; color: var(--navy); line-height: 1.5 }
.ci-val a { color: var(--navy); font-weight: 600 }
.ci-val a:hover { color: var(--blue-hover) }
.hours-grid { display: flex; flex-direction: column; gap: 0 }
.hours-row {
  display: flex; justify-content: space-between; align-items: center;
  padding: 8px 0; border-bottom: 1px solid var(--gray-100);
  font-size: 13px;
}
.hours-row:last-child { border-bottom: none }
.hours-row strong { color: var(--navy); font-weight: 600 }
.hours-row span { color: var(--text-muted) }

/* ── PAGE HERO (interior) ─────────────────────────────── */
.page-hero {
  background: var(--navy); padding: 76px 0 60px; position: relative; overflow: hidden;
}
.page-hero::before {
  content: ''; position: absolute; right: -60px; top: -60px;
  width: 400px; height: 400px; border-radius: 50%;
  background: radial-gradient(circle, rgba(53,136,204,0.1), transparent 68%);
  pointer-events: none;
}
.page-hero-deco {
  position: absolute; right: 5%; top: 50%; transform: translateY(-50%);
  width: 160px; height: 160px; border-radius: 50%; object-fit: cover;
  opacity: 0.05;
}
.page-hero .wrap { position: relative; z-index: 1 }
.page-hero h1 { color: var(--white); margin-bottom: 12px }
.page-hero .lead { color: rgba(255,255,255,0.62); font-size: 17px; max-width: 600px; font-weight: 400 }

/* ── ABOUT PAGE ───────────────────────────────────────── */
.about-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 72px; align-items: center }
.about-img-wrap { position: relative }
.about-img { width: 100%; height: 520px; object-fit: cover; border-radius: var(--radius-lg) }
.about-float {
  position: absolute; bottom: -18px; left: -18px; right: -18px;
  background: var(--white); border-radius: var(--radius-md);
  display: grid; grid-template-columns: repeat(3,1fr);
  box-shadow: var(--shadow-lg); overflow: hidden; border: 1px solid var(--gray-200);
}
.af-item {
  padding: 16px 14px; text-align: center;
  border-right: 1px solid var(--gray-200);
}
.af-item:last-child { border-right: none }
.af-num { font-size: 1.5rem; font-weight: 900; color: var(--navy); font-family: 'Montserrat', sans-serif; line-height: 1 }
.af-lbl { font-size: 10px; color: var(--text-muted); text-transform: uppercase; letter-spacing: 0.08em; margin-top: 3px }
.values-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 14px; margin: 26px 0 }
.val-card {
  background: var(--navy); border-radius: var(--radius-md); padding: 22px; text-align: center;
  transition: transform var(--trans);
}
.val-card:hover { transform: translateY(-3px) }
.val-card i { font-size: 24px; color: var(--blue-bright); display: block; margin-bottom: 8px }
.val-card h4 { font-size: 13.5px; color: var(--white); margin-bottom: 4px }
.val-card p { font-size: 11.5px; color: rgba(255,255,255,0.5) }

/* ── GUARANTEE PAGE ───────────────────────────────────── */
.guar-page-stats { display: grid; grid-template-columns: repeat(3,1fr); gap: 22px; margin: 48px 0 }
.gps-card {
  background: var(--white); border-radius: var(--radius-md); padding: 34px;
  text-align: center; border: 1px solid var(--gray-200);
  transition: all var(--trans);
}
.gps-card:hover { border-color: var(--blue-border); box-shadow: var(--shadow); transform: translateY(-3px) }
.gps-num { font-size: 3rem; font-weight: 900; color: var(--navy); font-family: 'Montserrat', sans-serif; line-height: 1 }
.gps-unit { font-size: 1.3rem; color: var(--blue-bright); font-weight: 800; vertical-align: super }
.gps-lbl { font-size: 11.5px; color: var(--text-muted); margin-top: 8px; text-transform: uppercase; letter-spacing: 0.08em }
.contract-box {
  background: var(--navy); border-radius: var(--radius-lg); padding: 36px;
  border: 2px solid rgba(53,136,204,0.3);
}
.contract-box h3 { color: var(--blue-bright); font-size: 1rem; margin-bottom: 16px }
.contract-box p { color: rgba(255,255,255,0.78); font-size: 15px; line-height: 1.85; font-style: italic }
.contract-seal-row {
  display: flex; align-items: center; gap: 14px;
  margin-bottom: 18px; padding-bottom: 16px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.contract-seal-row img { width: 50px; height: 50px; border-radius: 50%; object-fit: cover; border: 2px solid rgba(53,136,204,0.4) }

/* ── PROCESS PAGE ─────────────────────────────────────── */
.proc-steps { display: flex; flex-direction: column }
.proc-step-row {
  display: grid; grid-template-columns: 88px 1fr 1fr; gap: 40px;
  align-items: center; padding: 64px 0; border-bottom: 1px solid var(--gray-200);
}
.proc-step-row:last-child { border-bottom: none }
.proc-step-row.alt { direction: rtl }
.proc-step-row.alt > * { direction: ltr }
.step-circle {
  width: 72px; height: 72px; border-radius: 50%;
  background: var(--navy); color: var(--blue-bright);
  font-size: 1.8rem; font-weight: 900; font-family: 'Montserrat', sans-serif;
  display: flex; align-items: center; justify-content: center;
  box-shadow: var(--shadow); flex-shrink: 0;
}
.proc-step-content h3 { font-size: 1.35rem; margin-bottom: 12px }
.proc-step-content p { font-size: 15px; margin-bottom: 14px }
.proc-step-list { display: flex; flex-direction: column; gap: 8px }
.proc-step-list li { display: flex; gap: 9px; align-items: flex-start; font-size: 13.5px }
.proc-step-list li i { color: var(--blue-bright); font-size: 11px; margin-top: 4px; flex-shrink: 0 }
.proc-step-img { width: 100%; height: 290px; object-fit: cover; border-radius: var(--radius-lg) }

/* ── BLOG ──────────────────────────────────────────────── */
.blog-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 28px }
.blog-card {
  background: var(--white); border-radius: var(--radius-md);
  border: 1px solid var(--gray-200); overflow: hidden;
  transition: all var(--trans);
}
.blog-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg) }
.blog-card-thumb { width: 100%; height: 200px; object-fit: cover; display: block }
.blog-card-body { padding: 22px }
.blog-cat { font-size: 10px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.12em; color: var(--blue-mid); margin-bottom: 8px }
.blog-card h3 { font-size: 1rem; margin-bottom: 8px; line-height: 1.35 }
.blog-card h3 a { color: var(--navy) }
.blog-card h3 a:hover { color: var(--blue-mid) }
.blog-card p { font-size: 13px; color: var(--text-muted); margin-bottom: 12px }
.blog-meta { font-size: 11.5px; color: var(--text-muted); display: flex; gap: 14px }
.blog-meta i { color: var(--blue-bright); font-size: 10px }

/* ── LEGAL PAGES ──────────────────────────────────────── */
.legal-wrap { max-width: 840px }
.legal-wrap h2 { font-size: 1.25rem; margin: 40px 0 12px; padding-bottom: 8px; border-bottom: 2px solid var(--blue-border) }
.legal-wrap h3 { font-size: 1rem; margin: 24px 0 8px; color: var(--blue-mid) }
.legal-wrap p { font-size: 15px; margin-bottom: 14px }
.legal-wrap ul { padding-left: 20px; margin-bottom: 14px }
.legal-wrap ul li { font-size: 15px; margin-bottom: 6px; list-style: disc; color: var(--text-body) }

/* ── CTA BAND ─────────────────────────────────────────── */
.cta-band {
  background: linear-gradient(135deg, var(--navy) 0%, var(--blue-mid) 100%);
  position: relative; overflow: hidden;
}
.cta-band::after {
  content: ''; position: absolute; right: -100px; top: -100px;
  width: 350px; height: 350px; border-radius: 50%;
  background: radial-gradient(circle, rgba(53,136,204,0.14), transparent 68%);
  pointer-events: none;
}
.cta-inner { position: relative; z-index: 1; text-align: center }
.cta-inner h2 { color: var(--white); margin-bottom: 12px }
.cta-inner p { color: rgba(255,255,255,0.65); font-size: 17px; max-width: 600px; margin: 0 auto 34px }
.cta-btns { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap }

/* ── 404 ────────────────────────────────────────────────── */
.pg-404 { text-align: center; padding: 120px 24px }
.pg-404-num { font-size: clamp(5rem, 17vw, 10rem); font-weight: 900; color: var(--gray-100); line-height: 1; font-family: 'Montserrat', sans-serif; letter-spacing: -0.05em; margin-bottom: -12px }
.pg-404 h2 { margin-bottom: 12px }
.pg-404 p { max-width: 440px; margin: 0 auto 28px; font-size: 16px }

/* ── FOOTER ────────────────────────────────────────────── */
.footer-cta-strip {
  background: var(--blue-mid);
  padding: 52px 0; border-top: 3px solid var(--blue-bright);
}
.fcs-inner {
  display: grid; grid-template-columns: 1fr auto; gap: 40px; align-items: center;
}
.fcs-text h3 { color: var(--white); font-size: 1.5rem; margin-bottom: 6px }
.fcs-text p { color: rgba(255,255,255,0.6); font-size: 14.5px; max-width: 520px }
.fcs-btns { display: flex; flex-direction: column; gap: 10px; align-items: flex-end }
.footer-main { background: var(--navy); padding: 72px 0 44px }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1.4fr; gap: 44px }
.footer-brand {}
.footer-logo-row { display: flex; align-items: center; gap: 13px; margin-bottom: 16px }
.footer-logo-row .seal { width: 52px; height: 52px; border-radius: 50%; object-fit: cover; border: 2px solid rgba(53,136,204,0.3) }
.footer-brand-name { font-size: 14px; font-weight: 800; color: var(--white); display: block }
.footer-brand-tag  { font-size: 9.5px; font-weight: 600; text-transform: uppercase; letter-spacing: 0.12em; color: var(--blue-bright); display: block; margin-top: 2px }
.footer-desc { font-size: 13px; color: rgba(255,255,255,0.38); line-height: 1.75; margin-bottom: 20px }
.footer-mini-stats { display: grid; grid-template-columns: repeat(3,1fr); gap: 8px }
.fms { background: rgba(255,255,255,0.04); border-radius: 6px; padding: 11px; text-align: center }
.fms-n { font-size: 1rem; font-weight: 900; color: var(--blue-bright); display: block; font-family: 'Montserrat', sans-serif }
.fms-l { font-size: 9px; text-transform: uppercase; letter-spacing: 0.08em; color: rgba(255,255,255,0.3) }
.footer-col-title { font-size: 10.5px; font-weight: 800; text-transform: uppercase; letter-spacing: 0.14em; color: var(--blue-bright); margin-bottom: 16px }
.footer-links { display: flex; flex-direction: column; gap: 9px }
.footer-links a { font-size: 13px; color: rgba(255,255,255,0.42); display: flex; align-items: center; gap: 6px; transition: color var(--trans) }
.footer-links a i { font-size: 8px; color: rgba(53,136,204,0.6) }
.footer-links a:hover { color: var(--white) }
.footer-contact-list { display: flex; flex-direction: column; gap: 14px }
.fcon-item { display: flex; gap: 11px; align-items: flex-start }
.fcon-item i { color: var(--blue-bright); font-size: 12.5px; margin-top: 3px; flex-shrink: 0; width: 14px }
.fcon-item span, .fcon-item a { font-size: 12.5px; color: rgba(255,255,255,0.45); line-height: 1.55 }
.fcon-item a:hover { color: var(--white) }
.footer-bottom {
  background: rgba(0,0,0,0.35); padding: 18px 0;
  border-top: 1px solid rgba(255,255,255,0.05);
}
.footer-bottom-inner { text-align: center }
.footer-bottom p { font-size: 11.5px; color: rgba(255,255,255,0.25); margin-bottom: 3px }
.footer-disclaimer { font-size: 10.5px !important; max-width: 680px; margin: 6px auto 0 !important; line-height: 1.55 !important }

/* ── REVEAL ANIMATIONS ────────────────────────────────── */
.reveal { opacity: 0; transform: translateY(24px); transition: opacity .5s ease, transform .5s ease }
.reveal.visible { opacity: 1; transform: translateY(0) }
.reveal-d1 { transition-delay: .1s }
.reveal-d2 { transition-delay: .2s }
.reveal-d3 { transition-delay: .3s }
.reveal-d4 { transition-delay: .4s }

/* ── RESPONSIVE ───────────────────────────────────────── */
@media(max-width:1100px){
  .hero-grid { grid-template-columns: 1fr; gap: 36px }
  .hero-card { display: none }
  .hero { min-height: auto; padding: 80px 0 64px }
  .why-grid, .about-grid, .guar-grid { grid-template-columns: 1fr }
  .footer-grid { grid-template-columns: 1fr 1fr }
  .process-grid { grid-template-columns: 1fr 1fr }
  .test-grid { grid-template-columns: 1fr 1fr }
  .why-float { right: -10px; bottom: -10px }
  .fcs-inner { grid-template-columns: 1fr }
  .fcs-btns { align-items: flex-start; flex-direction: row }
  .proc-step-row { grid-template-columns: 72px 1fr }
  .proc-step-row > *:last-child { display: none }
  .calc-layout { grid-template-columns: 1fr }
  .contact-layout { grid-template-columns: 1fr }
}
@media(max-width:768px){
  .hdr-nav, .hdr-actions .btn { display: none }
  .hamburger { display: flex }
  .hero-stats { grid-template-columns: 1fr 1fr; padding-top: 22px }
  .pain-grid { grid-template-columns: 1fr }
  .stats-band-inner { grid-template-columns: 1fr 1fr }
  .sb-item { border-bottom: 1px solid rgba(255,255,255,0.06) }
  .process-grid { grid-template-columns: 1fr }
  .proc-card { border-right: none; border-bottom: 1px solid var(--gray-200) }
  .test-grid { grid-template-columns: 1fr }
  .guar-page-stats { grid-template-columns: 1fr }
  .blog-grid { grid-template-columns: 1fr }
  .values-grid, .about-float { grid-template-columns: 1fr }
  .form-row { grid-template-columns: 1fr }
  .results-summary { grid-template-columns: 1fr }
  .cta-btns, .hero-cta { flex-direction: column }
  .hdr-phone { display: none }
  .proc-step-row { grid-template-columns: 56px 1fr; padding: 40px 0; gap: 18px }
  .proc-step-row.alt { direction: ltr }
  .trust-bar-inner { gap: 16px; justify-content: flex-start }
  .pdf-cta-box { flex-direction: column }
  .pdf-cta-btns { flex-direction: column; width: 100% }
}
@media(max-width:480px){
  .pad { padding: 60px 0 }
  .pad-sm { padding: 44px 0 }
  .cf-body { padding: 24px 18px }
  .contact-form-wrap { border-radius: var(--radius) }
}

/* ================================================================
   ISS v6 — MOBILE OPTIMIZATION & PERFORMANCE
   Appended: comprehensive mobile-first improvements
   ================================================================ */

/* ── MOBILE: Global touch & typography ────────────────── */
@media(max-width:768px){
  html { font-size: 15px }
  body { -webkit-tap-highlight-color: rgba(53,136,204,0.15) }
  .wrap { padding: 0 18px }
  h1 { font-size: 1.75rem }
  h2 { font-size: 1.4rem }
  h3 { font-size: 1.15rem }
  p { font-size: 14.5px; line-height: 1.72 }

  /* Minimum tap targets */
  .btn, button, a.btn, input[type="submit"] {
    min-height: 48px;
    padding: 14px 24px;
    font-size: 14px;
  }
  .btn-xl { padding: 16px 28px; font-size: 14.5px; width: 100% }
  .btn-lg { padding: 15px 26px; width: 100% }
  .btn-sm { min-height: 44px; padding: 12px 20px }
  .btn-block { width: 100% }

  /* Forms — bigger touch targets */
  input[type="text"], input[type="email"], input[type="tel"],
  input[type="number"], input[type="url"], select, textarea {
    min-height: 48px;
    font-size: 16px !important; /* prevents iOS zoom */
    padding: 12px 14px;
    border-radius: 8px;
  }
  select { padding-right: 40px }
  textarea { min-height: 100px }

  /* Prevent horizontal overflow */
  .wrap, section, .hero-wrap, .footer-main, .footer-bottom {
    overflow-x: hidden;
    max-width: 100vw;
  }
}

/* ── TOPBAR: hide on small mobile, compact on medium ──── */
@media(max-width:480px){
  .iss-topbar { display: none }
}
@media(min-width:481px) and (max-width:768px){
  .iss-topbar { padding: 5px 0 }
  .topbar-inner { justify-content: center }
  .topbar-group:last-child { display: none }
  .tb-link { font-size: 11px }
}

/* ── HEADER: compact mobile header ────────────────────── */
@media(max-width:768px){
  .iss-header { position: sticky; top: 0; z-index: 999 }
  .hdr-inner { height: 60px }
  .hdr-logo .seal { width: 38px; height: 38px }
  .logo-text .name { font-size: 12px }
  .logo-text .tag { font-size: 8px }
  .hdr-actions { gap: 8px }
  .hdr-actions .btn { display: none }
  .hamburger { display: flex; padding: 10px }
  .hamburger span { width: 22px }
}

/* ── MOBILE DRAWER: full improvements ─────────────────── */
@media(max-width:768px){
  .mob-drawer { width: min(320px, 88vw) }
  .mob-nav-list a { padding: 15px 22px; font-size: 15px; min-height: 48px }
  .mob-nav-list .sub-menu a { padding: 13px 22px 13px 38px; min-height: 44px }
  .mob-drawer-foot { padding: 16px 18px }
  .mob-drawer-foot .btn { min-height: 48px; font-size: 14px }
}

/* ── HERO: mobile-optimized ───────────────────────────── */
@media(max-width:768px){
  .hero { padding: 56px 0 48px; min-height: auto }
  .hero-h1 { font-size: 1.85rem; line-height: 1.12; margin-bottom: 16px }
  .hero-sub { font-size: 14.5px; margin-bottom: 28px; max-width: 100% }
  .hero-badge { font-size: 9.5px; padding: 5px 10px; margin-bottom: 16px }
  .hero-cta { gap: 10px; margin-bottom: 32px }
  .hero-cta .btn { width: 100% }
  .hero-stats { gap: 0; padding-top: 20px }
  .hero-stat-item { padding: 10px 0; text-align: center }
  .hero-stat-num { font-size: 1.5rem }
  .hero-stat-lbl { font-size: 10px }
  .hero-card { display: none }
}

/* ── PAGE HERO: mobile ────────────────────────────────── */
@media(max-width:768px){
  .page-hero { padding: 48px 0 36px }
  .page-hero h1 { font-size: 1.6rem; line-height: 1.2 }
  .page-hero .lead { font-size: 14px; margin-top: 8px }
  .page-hero-deco { display: none }
}

/* ── TRUST BAR: horizontal scroll on mobile ───────────── */
@media(max-width:768px){
  .trust-bar { padding: 12px 0; overflow-x: auto; -webkit-overflow-scrolling: touch }
  .trust-bar-inner { flex-wrap: nowrap; justify-content: flex-start; gap: 18px; padding: 0 18px }
  .trust-item { white-space: nowrap; font-size: 11.5px; flex-shrink: 0 }
}

/* ── STATS BAND: compact mobile ───────────────────────── */
@media(max-width:480px){
  .stats-band-inner { grid-template-columns: 1fr 1fr }
  .sb-num { font-size: 1.5rem }
  .sb-lbl { font-size: 9.5px }
  .sb-item { padding: 18px 12px }
}

/* ── SECTION SPACING: tighter on mobile ───────────────── */
@media(max-width:768px){
  .pad { padding: 52px 0 }
  .pad-sm { padding: 36px 0 }
  .sec-head { margin-bottom: 36px }
  .sec-head p { font-size: 14px; margin-top: 8px }
}
@media(max-width:480px){
  .pad { padding: 40px 0 }
}

/* ── PAIN CARDS / RESOURCE CARDS: single column ──────── */
@media(max-width:768px){
  .pain-grid { grid-template-columns: 1fr; gap: 16px }
  .pain-card { padding: 24px 20px }
  .pain-card h3 { font-size: 15px }
  .pain-card p { font-size: 13.5px }
}

/* ── TWO-COLUMN sections: stack on mobile ─────────────── */
@media(max-width:768px){
  [style*="grid-template-columns: 1fr 1fr"],
  [style*="grid-template-columns:1fr 1fr"] {
    display: block !important;
  }
  [style*="grid-template-columns: 1fr 1fr"] > *,
  [style*="grid-template-columns:1fr 1fr"] > * {
    margin-bottom: 24px;
  }
  [style*="gap:72px"], [style*="gap: 72px"] { gap: 32px !important }
  [style*="gap:64px"], [style*="gap: 64px"] { gap: 28px !important }
  [style*="gap:80px"], [style*="gap: 80px"] { gap: 28px !important }
}

/* ── CALCULATOR LAYOUT: stack ─────────────────────────── */
@media(max-width:768px){
  .calc-layout { grid-template-columns: 1fr; gap: 20px }
  .calc-panel-head { padding: 20px }
  .calc-panel-body { padding: 20px }
  .calc-panel-head h3 { font-size: 1rem }
  .calc-field label { font-size: 11px }
  .results-panel { border-radius: var(--radius) }
  .results-head { padding: 18px }
  .results-body { padding: 18px }
  .results-summary { grid-template-columns: 1fr; gap: 10px }
  .rs-card { padding: 16px }
  .results-table-wrap { overflow-x: auto; -webkit-overflow-scrolling: touch; margin: 0 -18px; padding: 0 18px }
  .results-table { font-size: 11px; min-width: 520px }
  .pdf-cta-box { flex-direction: column; padding: 18px; gap: 14px }
  .pdf-cta-btns { width: 100% }
  .pdf-cta-btns .btn { width: 100% }
}

/* ── CONTACT LAYOUT ───────────────────────────────────── */
@media(max-width:768px){
  .contact-layout { grid-template-columns: 1fr; gap: 24px }
  .cf-head { padding: 22px 20px }
  .cf-head h2 { font-size: 1.2rem }
  .cf-body { padding: 22px 18px }
  .ci-box { border-radius: var(--radius) }
}

/* ── PROCESS PAGE: mobile steps ───────────────────────── */
@media(max-width:768px){
  .proc-step-row { grid-template-columns: 48px 1fr; gap: 14px; padding: 28px 0 }
  .step-circle { width: 48px; height: 48px; font-size: 1.2rem }
  .proc-step-content h3 { font-size: 1.1rem }
  .proc-step-list li { font-size: 13px }
}

/* ── GUARANTEE PAGE: mobile stats ─────────────────────── */
@media(max-width:768px){
  .guar-page-stats { grid-template-columns: 1fr; gap: 12px }
  .gps-card { padding: 22px }
  .gps-num { font-size: 2rem }
  .contract-box { padding: 22px; border-radius: var(--radius) }
  .contract-box p { font-size: 13.5px }
}

/* ── GUARANTEE SECTION (homepage): stack ──────────────── */
@media(max-width:768px){
  .guar-grid { grid-template-columns: 1fr; gap: 32px }
  .guar-badge-wrap { display: none }
  .guar-quote { padding: 16px 18px; font-size: 13.5px }
  .guar-pt { font-size: 13px }
}

/* ── TESTIMONIALS: mobile ─────────────────────────────── */
@media(max-width:768px){
  .test-grid { grid-template-columns: 1fr; gap: 16px }
  .test-card { padding: 22px }
  .test-text { font-size: 13.5px }
  .test-big-q { font-size: 3rem; top: 4px; left: 12px }
}

/* ── PROCESS CARDS (homepage): stack ──────────────────── */
@media(max-width:768px){
  .process-grid { grid-template-columns: 1fr; gap: 0 }
  .proc-card { padding: 28px 20px; border-right: none; border-bottom: 1px solid var(--gray-200) }
  .proc-big-num { font-size: 2.5rem; margin-bottom: 8px }
}

/* ── CTA BAND: mobile ─────────────────────────────────── */
@media(max-width:768px){
  .cta-inner h2 { font-size: 1.3rem; line-height: 1.25 }
  .cta-inner p { font-size: 14px; margin-bottom: 22px }
  .cta-btns { gap: 10px }
  .cta-btns .btn { width: 100% }
}

/* ── FOOTER: mobile ───────────────────────────────────── */
@media(max-width:768px){
  .footer-cta-strip { padding: 36px 0 }
  .fcs-inner { text-align: center }
  .fcs-text h3 { font-size: 1.2rem }
  .fcs-text p { font-size: 13px }
  .fcs-btns { flex-direction: column; align-items: stretch; gap: 10px; width: 100% }
  .fcs-btns .btn { width: 100% }
  .footer-main { padding: 44px 0 28px }
  .footer-grid { grid-template-columns: 1fr; gap: 32px }
  .footer-mini-stats { grid-template-columns: repeat(3,1fr); gap: 6px }
  .footer-bottom { padding: 14px 0 }
  .footer-bottom p { font-size: 10.5px }
}

/* ── WHY ISS / ABOUT GRID: stack ──────────────────────── */
@media(max-width:768px){
  .why-grid, .about-grid { grid-template-columns: 1fr; gap: 32px }
  .why-img { height: 260px }
  .why-float { position: relative; bottom: auto; right: auto; margin-top: -24px; margin-left: 16px; display: inline-block }
  .about-img { height: 250px }
  .about-float { position: relative; bottom: auto; left: auto; right: auto; margin-top: -12px }
  .values-grid { grid-template-columns: 1fr; gap: 10px }
}

/* ── FOUNDER SNIPPET: stack ───────────────────────────── */
@media(max-width:768px){
  [style*="grid-template-columns:1fr 1fr"][style*="gap:72px"] {
    display: flex !important;
    flex-direction: column !important;
    gap: 28px !important;
  }
}

/* ── CALCULATOR TEASER: stack ─────────────────────────── */
@media(max-width:768px){
  [style*="grid-template-columns:1fr 1fr"][style*="gap:72px"][style*="align-items:center"] {
    display: flex !important;
    flex-direction: column !important;
    gap: 28px !important;
  }
}

/* ── FAQ: compact ─────────────────────────────────────── */
@media(max-width:768px){
  .wrap-sm { padding: 0 18px }
}

/* ── SMALL PHONE: extra tight ─────────────────────────── */
@media(max-width:375px){
  .wrap { padding: 0 14px }
  h1 { font-size: 1.55rem }
  h2 { font-size: 1.25rem }
  .hero { padding: 44px 0 40px }
  .hero-h1 { font-size: 1.6rem }
  .hero-sub { font-size: 13.5px }
  .btn-xl, .btn-lg { font-size: 13.5px; padding: 14px 20px }
  .footer-mini-stats { grid-template-columns: 1fr 1fr 1fr }
  .fms-n { font-size: 0.85rem }
}

/* ── STICKY MOBILE CTA ───────────────────────────────── */
@media(max-width:768px){
  .mob-sticky-cta {
    position: fixed; bottom: 0; left: 0; right: 0; z-index: 998;
    background: var(--navy); padding: 12px 18px;
    box-shadow: 0 -4px 20px rgba(0,46,93,0.25);
    display: flex; gap: 10px;
    transform: translateY(100%);
    transition: transform 0.3s ease;
  }
  .mob-sticky-cta.show { transform: translateY(0) }
  .mob-sticky-cta .btn { flex: 1; min-height: 44px; font-size: 12px; padding: 10px 8px }
  body { padding-bottom: 0 }
  body.has-sticky-cta { padding-bottom: 68px }
}
@media(min-width:769px){
  .mob-sticky-cta { display: none }
}

/* ── LAZY LOAD: placeholder shimmer ───────────────────── */
img[loading="lazy"] {
  background: linear-gradient(90deg, var(--gray-50) 25%, var(--gray-100) 50%, var(--gray-50) 75%);
  background-size: 200% 100%;
}

/* ── PERFORMANCE: reduce animations on mobile ────────── */
@media(max-width:768px){
  .reveal { transition-duration: 0.3s }
  .reveal-d1 { transition-delay: 0.05s }
  .reveal-d2 { transition-delay: 0.1s }
  .reveal-d3 { transition-delay: 0.15s }
  .reveal-d4 { transition-delay: 0.15s }
}

/* ── PRINT: basic styles ──────────────────────────────── */
@media print {
  .iss-topbar, .iss-header, .mob-drawer, .mob-overlay, .mob-sticky-cta,
  .footer-cta-strip, .cta-band, .hamburger { display: none !important }
  .hero { min-height: auto; padding: 40px 0 }
  body { font-size: 12pt }
}

/* ── Three-col resources grid: mobile stack ───────────── */
@media(max-width:768px){
  [style*="grid-template-columns:repeat(3,1fr)"],
  [style*="grid-template-columns: repeat(3,1fr)"] {
    display: grid !important;
    grid-template-columns: 1fr !important;
    gap: 16px !important;
  }
}

/* ================================================================
   ISS v6.1 — ROUND 2 MOBILE FIXES (simulation-based)
   ================================================================ */

/* ── CRITICAL: Force inline-style grids to stack on mobile ────── */
/* The !important is necessary because inline styles have higher specificity */
@media(max-width:768px){
  div[style*="grid-template-columns:1fr 1fr"],
  div[style*="grid-template-columns: 1fr 1fr"] {
    display: flex !important;
    flex-direction: column !important;
    gap: 24px !important;
  }
  div[style*="grid-template-columns:repeat(3"],
  div[style*="grid-template-columns: repeat(3"] {
    display: flex !important;
    flex-direction: column !important;
    gap: 16px !important;
  }
  /* Fix inline gap overrides */
  div[style*="gap:72px"], div[style*="gap: 72px"],
  div[style*="gap:64px"], div[style*="gap: 64px"],
  div[style*="gap:80px"], div[style*="gap: 80px"] {
    gap: 24px !important;
  }
  /* Fix inline margin-top on guarantee page */
  div[style*="margin-top:64px"] {
    margin-top: 28px !important;
  }
}

/* ── Button text overflow fix — long CTA labels ──────────────── */
@media(max-width:768px){
  .btn {
    white-space: normal !important;
    word-break: break-word;
    text-align: center;
    line-height: 1.3;
  }
  .btn-xl, .btn-lg {
    padding: 14px 20px;
    font-size: 13px;
    letter-spacing: 0.02em;
  }
  /* Sticky CTA buttons need shorter labels */
  .mob-sticky-cta .btn {
    font-size: 11px;
    padding: 10px 6px;
    letter-spacing: 0.01em;
    line-height: 1.2;
  }
}

/* ── Calculator intro strip — compress on mobile ─────────────── */
@media(max-width:768px){
  div[style*="display:flex"][style*="gap:32px"] {
    gap: 12px !important;
    flex-direction: column !important;
  }
}

/* ── Guarantee page: stats cards row ─────────────────────────── */
@media(max-width:768px){
  .guar-page-stats {
    display: flex !important;
    flex-direction: row !important;
    gap: 8px !important;
  }
  .gps-card {
    flex: 1;
    padding: 16px 10px;
  }
  .gps-num { font-size: 1.6rem }
  .gps-unit { font-size: 1rem }
  .gps-lbl { font-size: 9px }
}

/* ── Guarantee page: contract box on mobile ──────────────────── */
@media(max-width:768px){
  .contract-box {
    padding: 20px;
    font-size: 13px;
  }
  .contract-box p {
    font-size: 12.5px !important;
    line-height: 1.75 !important;
  }
  .contract-seal-row {
    flex-direction: column;
    gap: 10px;
    text-align: center;
  }
  .contract-seal-row img { margin: 0 auto }
}

/* ── Guarantee page: outline button row — stack on mobile ────── */
@media(max-width:768px){
  div[style*="display:flex"][style*="gap:10px"][style*="flex-wrap:wrap"] {
    flex-direction: column !important;
    gap: 8px !important;
  }
  div[style*="display:flex"][style*="gap:12px"][style*="flex-wrap:wrap"] {
    flex-direction: column !important;
    gap: 8px !important;
  }
}

/* ── Process page: internal link buttons row ─────────────────── */
@media(max-width:768px){
  div[style*="display:flex"][style*="gap:14px"][style*="justify-content:center"][style*="flex-wrap:wrap"] {
    flex-direction: column !important;
    gap: 8px !important;
    align-items: stretch !important;
  }
}

/* ── Scam guide: CTA box buttons ─────────────────────────────── */
@media(max-width:768px){
  div[style*="display:flex"][style*="gap:12px"][style*="flex-wrap:wrap"] .btn {
    width: 100% !important;
    display: block !important;
  }
}

/* ── Contact page: What Happens Next numbered steps ──────────── */
@media(max-width:768px){
  div[style*="background:var(--blue-pale)"][style*="padding:22px"] {
    padding: 16px !important;
  }
}

/* ── Hero badge: truncate on very small screens ──────────────── */
@media(max-width:375px){
  .hero-badge {
    font-size: 8.5px;
    padding: 4px 8px;
    text-align: center;
    justify-content: center;
  }
}

/* ── Footer CTA strip: ensure buttons don't overflow ─────────── */
@media(max-width:480px){
  .fcs-btns .btn {
    font-size: 12.5px;
    padding: 13px 16px;
  }
}

/* ── Score page result panels: padding ────────────────────────── */
@media(max-width:768px){
  .results-panel .results-body[style*="padding:32px"] {
    padding: 20px !important;
  }
}

/* ── FAQ: question text wrapping ──────────────────────────────── */
@media(max-width:480px){
  h3[style*="display:flex"][style*="gap:10px"] {
    font-size: 14px !important;
    gap: 8px !important;
  }
}

/* ── Calculator results summary cards ─────────────────────────── */
@media(max-width:480px){
  .rs-card .rs-val { font-size: 1.4rem }
  .rs-card .rs-lbl { font-size: 10px }
}

/* ── Pain cards on very small screens ─────────────────────────── */
@media(max-width:375px){
  .pain-card {
    padding: 20px 16px;
  }
  .pain-card h3 { font-size: 14px }
  .pain-card p { font-size: 13px }
}

/* ── Images in stacked sections: control height on mobile ────── */
@media(max-width:768px){
  img[style*="height:480px"],
  img[style*="height:520px"] {
    height: 280px !important;
    border-radius: var(--radius-lg) !important;
  }
  img[style*="height:440px"] {
    height: 260px !important;
  }
}

/* ── Founder name card: reposition on mobile ─────────────────── */
@media(max-width:768px){
  div[style*="position:absolute"][style*="bottom:24px"][style*="left:24px"] {
    position: relative !important;
    bottom: auto !important;
    left: auto !important;
    margin-top: -30px !important;
    margin-left: 16px !important;
    margin-right: 16px !important;
    display: inline-block;
  }
}

/* ── About page sticky sidebar: disable on mobile ────────────── */
@media(max-width:768px){
  div[style*="position:sticky"][style*="top:100px"] {
    position: relative !important;
    top: auto !important;
  }
}

/* ── Homepage guarantee badge: hide on mobile (already set) ──── */
/* ── Process preview cards: separator ────────────────────────── */
@media(max-width:768px){
  .proc-card:last-child { border-bottom: none }
}

/* ── CTA band seal image: smaller on mobile ──────────────────── */
@media(max-width:768px){
  .cta-inner img[style*="width:66px"] {
    width: 48px !important;
    height: 48px !important;
    margin-bottom: 14px !important;
  }
}

/* ── About/Founder page: fixed-width grid → stack ────────────── */
@media(max-width:768px){
  div[style*="grid-template-columns:380px"],
  div[style*="grid-template-columns: 380px"],
  div[style*="grid-template-columns:400px"],
  div[style*="grid-template-columns: 400px"] {
    display: flex !important;
    flex-direction: column !important;
    gap: 24px !important;
  }
  /* Fix about page stats strip */
  div[style*="grid-template-columns:repeat(3,1fr)"][style*="gap:1px"] {
    display: grid !important;
    grid-template-columns: repeat(3, 1fr) !important;
    gap: 1px !important;
  }
}
/* ── CALCULATOR TEASER — class-based layout + table ──────────── */
.calc-teaser-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 72px;
  align-items: center;
}
@media(max-width:1100px){
  .calc-teaser-grid { grid-template-columns: 1fr; gap: 36px }
}
@media(max-width:768px){
  .calc-teaser-grid { gap: 28px }
}

.calc-teaser-table {
  width: 100%;
  border-collapse: collapse;
  border-spacing: 0;
  table-layout: fixed;
}
.calc-teaser-table th {
  font-size: 9px;
  font-weight: 700;
  text-transform: uppercase;
  color: rgba(255,255,255,0.3);
  padding: 0 4px 8px;
  border-bottom: 1px solid rgba(255,255,255,0.12);
  text-align: left;
}
.calc-teaser-table th.ts-col   { color: #ef4444; text-align: right }
.calc-teaser-table th.inv-col  { color: #22c55e; text-align: right }
.calc-teaser-table th.diff-col { color: var(--blue-bright); text-align: right }

.calc-teaser-table td {
  font-size: 11.5px;
  font-weight: 700;
  color: rgba(255,255,255,0.5);
  padding: 8px 4px;
}
.calc-teaser-table td.ts-col   { color: #ef4444; font-weight: 600; text-align: right }
.calc-teaser-table td.inv-col  { color: #22c55e; font-weight: 600; text-align: right }
.calc-teaser-table td.diff-col { color: var(--blue-bright); font-weight: 700; text-align: right }

@media(max-width:480px){
  .calc-teaser-table th { font-size: 8px; padding: 0 2px 6px }
  .calc-teaser-table td { font-size: 10.5px; padding: 6px 2px }
}
@media(max-width:375px){
  .calc-teaser-table td { font-size: 10px }
}
/* ── FOUNDER PAGE — class-based layout ────────────────────────── */
.founder-grid {
  display: grid;
  grid-template-columns: 380px 1fr;
  gap: 64px;
  align-items: start;
}
.founder-sidebar {
  position: sticky;
  top: 100px;
}
.founder-photo-card {
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}
.founder-photo {
  width: 100%;
  height: 440px;
  object-fit: cover;
  object-position: top;
  display: block;
}
.founder-nameplate {
  background: var(--navy);
  padding: 22px 24px;
}
.founder-name {
  color: var(--white);
  font-weight: 800;
  font-size: 1.05rem;
}
.founder-title {
  color: var(--blue-bright);
  font-size: 10.5px;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  margin-top: 3px;
}
.founder-contact {
  margin-top: 14px;
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.founder-contact a {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  color: rgba(255,255,255,0.6);
  transition: color var(--trans);
}
.founder-contact a:hover { color: var(--white) }
.founder-contact i {
  color: var(--blue-bright);
  width: 14px;
  flex-shrink: 0;
}

/* Narrative text */
.founder-grid p {
  font-size: 16px;
  line-height: 1.85;
  margin-bottom: 16px;
}
.founder-quote {
  border-left: 4px solid var(--blue-bright);
  padding: 16px 22px;
  margin: 28px 0;
  background: var(--blue-pale);
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
  font-style: italic;
  font-size: 15.5px;
  color: var(--navy);
  line-height: 1.75;
}

/* Values mini-grid */
.founder-values {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
  margin: 28px 0;
}
.founder-value-card {
  background: var(--blue-pale);
  border: 1px solid var(--blue-border);
  border-radius: var(--radius-md);
  padding: 20px;
  text-align: center;
}
.founder-value-card i {
  font-size: 24px;
  color: var(--blue-mid);
  display: block;
  margin-bottom: 8px;
}
.founder-value-card h4 {
  font-size: 13.5px;
  color: var(--navy);
  margin-bottom: 4px;
}
.founder-value-card p {
  font-size: 12px !important;
  color: var(--text-muted);
  margin-bottom: 0 !important;
}

/* Stats strip */
.founder-stats {
  background: var(--navy);
  border-radius: var(--radius-md);
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  margin: 28px 0;
  overflow: hidden;
}
.founder-stat {
  padding: 22px;
  text-align: center;
  background: var(--blue-mid);
}
.founder-stat-num {
  font-size: 1.7rem;
  font-weight: 900;
  color: var(--white);
  font-family: 'Montserrat', sans-serif;
  line-height: 1;
}
.founder-stat-lbl {
  font-size: 10.5px;
  color: rgba(255,255,255,0.5);
  margin-top: 4px;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

/* CTA button container */
.founder-cta {
  text-align: center;
  margin-top: 8px;
}

/* ── FOUNDER PAGE — MOBILE ───────────────────────────────────── */
@media(max-width:1100px){
  .founder-grid {
    grid-template-columns: 1fr;
    gap: 36px;
  }
  .founder-sidebar {
    position: relative;
    top: auto;
    max-width: 480px;
    margin: 0 auto;
  }
}
@media(max-width:768px){
  .founder-grid { gap: 28px }

  .founder-sidebar { max-width: 100% }
  .founder-photo { height: 300px }
  .founder-nameplate { padding: 18px 20px }
  .founder-name { font-size: 0.95rem }
  .founder-contact { flex-direction: row; gap: 16px; flex-wrap: wrap }
  .founder-contact a { font-size: 12px }

  .founder-grid p {
    font-size: 15px;
    line-height: 1.78;
    margin-bottom: 14px;
  }
  .founder-quote {
    padding: 14px 18px;
    margin: 22px 0;
    font-size: 14px;
  }

  .founder-values { gap: 10px }
  .founder-value-card { padding: 16px 12px }
  .founder-value-card i { font-size: 20px; margin-bottom: 6px }
  .founder-value-card h4 { font-size: 12.5px }
  .founder-value-card p { font-size: 11px !important }

  .founder-stats { margin: 22px 0 }
  .founder-stat { padding: 16px 10px }
  .founder-stat-num { font-size: 1.3rem }
  .founder-stat-lbl { font-size: 9px }

  .founder-cta { text-align: center }
  .founder-cta .btn { width: 100% }
}
@media(max-width:480px){
  .founder-photo { height: 260px }
  .founder-values { grid-template-columns: 1fr; gap: 8px }
  .founder-value-card {
    display: flex;
    align-items: center;
    gap: 12px;
    text-align: left;
    padding: 14px 16px;
  }
  .founder-value-card i {
    font-size: 20px;
    margin-bottom: 0;
    flex-shrink: 0;
  }
  .founder-value-card h4 { margin-bottom: 2px }
}

/* ── Calculator v2 unified multi-step shell ─────────── */
.calc-unified { background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius-lg); box-shadow: var(--shadow); overflow: hidden; }
.calc-unified-head { display: flex; justify-content: space-between; gap: 22px; align-items: flex-start; }
.calc-head-badges { display: flex; flex-wrap: wrap; gap: 10px; justify-content: flex-end; }
.calc-head-badges span { display: inline-flex; align-items: center; gap: 8px; padding: 10px 12px; border-radius: 999px; background: rgba(255,255,255,0.08); color: rgba(255,255,255,0.9); font-size: 11px; font-weight: 700; letter-spacing: 0.05em; text-transform: uppercase; }
.calc-unified-body { display: grid; grid-template-columns: minmax(320px, 460px) minmax(0, 1fr); gap: 0; }
.calc-step-form { border-right: 1px solid var(--gray-200); background: linear-gradient(180deg, #FBFDFF 0%, #F4F8FC 100%); }
.calc-stepper { display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; padding: 22px 24px 0; }
.calc-step { appearance: none; border: 1px solid var(--gray-200); background: var(--white); border-radius: var(--radius); padding: 12px 10px; font: inherit; font-size: 11px; font-weight: 800; color: var(--text-muted); text-transform: uppercase; letter-spacing: 0.08em; display: flex; flex-direction: column; gap: 8px; align-items: flex-start; cursor: pointer; }
.calc-step span { width: 28px; height: 28px; border-radius: 50%; display: inline-flex; align-items: center; justify-content: center; background: var(--gray-100); color: var(--navy); font-size: 12px; }
.calc-step.is-active { border-color: var(--blue-bright); box-shadow: 0 0 0 3px rgba(53,136,204,0.12); color: var(--navy); }
.calc-step.is-active span { background: var(--blue-bright); color: var(--white); }
.calc-step-panels { padding: 24px; }
.calc-step-panel { animation: fadeIn .25s ease; }
.calc-step-title { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.1em; color: var(--blue-mid); margin-bottom: 14px; padding-bottom: 8px; border-bottom: 1px solid var(--blue-border); }
.calc-grid.two { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.calc-error { min-height: 18px; margin-top: 6px; font-size: 11px; color: var(--red); font-weight: 600; }
.calc-field input.is-invalid, .calc-field select.is-invalid { border-color: var(--red); box-shadow: 0 0 0 3px rgba(200,22,43,0.10); background: #FFF9FA; }
.calc-actions { display: flex; gap: 12px; align-items: center; margin-top: 22px; }
.calc-actions .btn { min-width: 140px; }
.btn.btn-outline { background: var(--white); color: var(--navy); border: 2px solid var(--gray-200); }
.btn.btn-outline:hover { border-color: var(--blue-bright); color: var(--blue-mid); }
.calc-assumption-box { background: var(--blue-pale); border-radius: var(--radius); padding: 14px; margin-bottom: 18px; border: 1px solid var(--blue-border); }
.calc-assumption-row { display: flex; justify-content: space-between; gap: 12px; font-size: 12px; padding: 6px 0; }
.calc-assumption-row span { color: var(--text-muted); }
.calc-assumption-row strong { color: var(--navy); }
.calc-review-grid { display: grid; grid-template-columns: 1fr; gap: 12px; }
.calc-review-card { border: 1px solid var(--gray-200); border-radius: var(--radius); background: var(--white); padding: 14px; }
.calc-review-label { font-size: 10px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.09em; color: var(--text-muted); margin-bottom: 6px; }
.calc-review-value { font-size: 13px; color: var(--navy); line-height: 1.6; }
.calc-disclaimer { font-size: 11.5px; color: var(--text-muted); line-height: 1.6; margin: 16px 0 0; }
.calc-results-stack { background: var(--white); }
.calc-results-stack .results-panel { border: none; box-shadow: none; border-radius: 0; }
.calc-results-insight { background: var(--blue-pale); border-left: 3px solid var(--blue-bright); border-radius: 0 var(--radius) var(--radius) 0; padding: 12px 16px; margin-bottom: 18px; font-size: 13px; color: var(--blue-mid); line-height: 1.65; }
.calc-placeholder-note { margin-top: 24px; background: var(--blue-pale); border-radius: var(--radius-md); padding: 18px; border: 1px solid var(--blue-border); text-align: left; }
@media (max-width: 1080px) { .calc-unified-body { grid-template-columns: 1fr; } .calc-step-form { border-right: none; border-bottom: 1px solid var(--gray-200); } }
@media (max-width: 767px) { .calc-unified-head { flex-direction: column; } .calc-head-badges { justify-content: flex-start; } .calc-stepper { grid-template-columns: 1fr; padding: 18px 18px 0; } .calc-step-panels { padding: 18px; } .calc-grid.two { grid-template-columns: 1fr; } .calc-actions { flex-direction: column; } .calc-actions .btn { width: 100%; } }